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Des Moines, IA Bill of Sale

Des Moines is Iowa's capital and largest city, with an active private-vehicle market driven by state-government employees, insurance-industry workers, and the broader suburban Polk County population. Vehicle title transfers in Iowa are handled through the Polk County Treasurer's office, not a state DMV. Instead of sales tax, Iowa charges a one-time "fee for new registration" of $10 plus 5% of the purchase price.

Title Transfer Deadline
30 days
Sales Tax
5% state
Fee for New Registration
Notarization
Not confirmed
Iowa's title-transfer rules show no notary step, but no official source says a notary is not needed.
Bill of Sale
Only in some situations
Needed as a separate document when the title is older stock without a bill-of-sale section for the date and price; titles issued since September 2023 include that section.
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Vehicle Bill of Sale · Iowa
Iowa Requirements: Transfer title within 30 days. 5% Fee for New Registration.

Seller Information

Buyer Information

Vehicle Details

Sale Information

Condition & Warranty

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State rules change. We check these requirements against official state sources, but details can go out of date. Confirm with your state's motor vehicle agency before you rely on them. If you notice anything wrong or outdated, email support@billofsale.app.

Bill of Sale in Des Moines, IA — Local Guide

Where to Transfer a Title in Des Moines

  • Polk County Treasurer – Motor Vehicle, 111 Court Ave., Des Moines, IA 50309
  • Polk County Treasurer – Ankeny Branch, 1 Corporate Pl., Ankeny, IA 50021
  • Iowa DOT Driver Services – Des Moines, 6310 SE Convenience Blvd., Ankeny, IA 50021

Des Moines Vehicle Market — What You Need to Know

  • Des Moines's insurance and financial services economy creates steady demand for reliable commuters and mid-size SUVs in the private market.
  • Iowa vehicle title transfers are handled by county treasurers, not the Iowa DOT — a distinction that surprises buyers new to the state.
  • Iowa's fee for new registration — $10 plus 5% of the purchase price, charged instead of sales tax — is due at the Polk County Treasurer's office along with title and registration fees.
  • Des Moines Police Department district stations and Merle Hay Mall parking area are recommended safe exchange zones.
  • Iowa winters with freeze-thaw cycles mean potholes and road salt — inspect undercarriage for rust and check suspension components carefully.

Tips for Des Moines Buyers and Sellers

  • Visit the Polk County Treasurer at 111 Court Ave. within 30 days of purchase to complete the title transfer and pay the 5% fee for new registration.
  • Iowa's one-time fee for new registration is $10 plus 5% of the purchase price — factor it into your total cost of ownership.
  • The bill of sale (or the Transfer/Sale Date section on newer Iowa titles) establishes the purchase price the 5% fee is based on — make sure it accurately reflects the amount paid.
  • Des Moines winters require winter tires or all-season tires with good tread; inspect tire condition before purchasing any vehicle.
  • Use the Ankeny branch of the Polk County Treasurer for potentially shorter wait times compared to the downtown Des Moines office.

Des Moines Bill of Sale — FAQs

Why does a county treasurer handle vehicle titles in Iowa?
Iowa law assigns vehicle title and registration duties to county treasurers rather than a central state agency. In Polk County, the treasurer's office at 111 Court Ave. in Des Moines handles all motor vehicle transactions.
What is Iowa's one-time registration fee and how is it calculated?
Under Iowa Code §321.105A, the "fee for new registration" is $10 plus 5% of the purchase price. It is charged instead of a sales or use tax and is paid to the county treasurer when you apply for the new registration and title.
How long do I have to transfer a vehicle title in Des Moines?
Iowa requires the title to be transferred within 30 days of the sale. Late transfers may result in penalty fees charged by the Polk County Treasurer.

For full Iowa vehicle transfer requirements, visit the Iowa Bill of Sale page.