Free British Columbia As-Is Bill of Sale
BC's as-is sale gets its reality check at the Autoplan broker's desk: whatever condition risk the receipt allocates, the transfer, the 12%+ PST on the Black Book floor, and the buyer's insurance all process through that counter — so an as-is beater still generates a tax bill measured against wholesale value, not against its blown head gasket. Document the condition honestly, and back a below-book price with a Motor Vehicle Appraisal Form (FIN 320): with it, PST is on the greater of the appraised value and the price. The legal baseline is the common-law standard: consumer protection binds dealers, private sales run caveat emptor, and misrepresentation stays actionable.
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British Columbia As-Is Bill of Sale — What You Need to Know
Tax Details
PST maths ignores the as-is discount: 12% (or, for passenger vehicles, the 15%/20% luxury tiers above $125,000/$150,000) applies to the Black Book average wholesale value whenever it exceeds the knockdown price, unless a FIN 320 appraisal shows a lower value.
Exemption: Condition is likewise irrelevant to the family-gift PST exemption — a qualifying relative can receive an as-is vehicle tax-free.
Inspection Requirements
BC's no-inspection rule for local private sales means an as-is deal truly closes sight-unseen unless the buyer pays for scrutiny. The exception stays: an as-is car from out of province cannot register without passing a DIF inspection.
British Columbia As-Is Sale — Step-by-Step Checklist
- Write the defects list — and for a below-Black-Book price at PST time, get a Motor Vehicle Appraisal Form (FIN 320).
- State "sold as-is, no warranty expressed or implied."
- Buyer: run the BC PPSA search and pull the ICBC claims history — as-is covers condition, not debt or damage records.
- Process the APV9T at an Autoplan broker; PST is assessed on the higher of price and wholesale value.
- Both parties keep signed copies.
Common Pitfalls
- An as-is bargain price the PST ignores — without a FIN 320 appraisal, the Black Book floor sets the tax.
- Concealing what the ICBC claims history will reveal anyway — the province keeps its own damage records.
- Treating the broker visit as optional paperwork — nothing transfers until it happens.
- A buyer assuming as-is means uninsurable — Autoplan insures it; it just doesn't warranty it.
Pro Tip
BC as-is: document the defects — and back a below-book price with a FIN 320 appraisal — and remember the broker's desk still decides when the deal is real.