Free New Brunswick As-Is Bill of Sale
New Brunswick's no-floor tax rule gives its as-is sales a rare property: the honest defect-driven price is exactly what gets taxed — 15% HST on the actual declaration, no Red Book override — so documenting the vehicle's true condition directly cheapens the buyer's tax bill in a way most provinces don't allow. That alignment rewards thorough as-is receipts: state the defects, set the honest price, and both the risk allocation and the tax outcome follow. The baseline is common-law standard (dealers carry consumer protection; private sales run caveat emptor), no inspection applies, and Service New Brunswick processes the transfer.
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New Brunswick As-Is Bill of Sale — What You Need to Know
Tax Details
NB rewards honest as-is pricing: with 15% HST charged on the declared price and no book floor, the as-is discount genuinely shrinks the tax — a structural advantage over book-floor provinces.
Exemption: Condition is invisible to the family exemption — the sworn statutory declaration transfers an as-is vehicle tax-free between qualifying relatives.
Inspection Requirements
No inspection requirement means an as-is NB sale closes on the parties' own assessment — with one carve-out: an as-is car that's rebuilt or salvage-titled will face inspection before it can register.
New Brunswick As-Is Sale — Step-by-Step Checklist
- Write the defects and the honest price — NB taxes the actual declaration, so honesty is cheap here.
- State "sold as-is, no warranty expressed or implied."
- Buyer: PPSA search plus commissioned inspection — no provincial check exists.
- Complete the transfer at Service New Brunswick; 15% HST on the declared price.
Common Pitfalls
- Fantasy-low declarations that abuse the no-floor rule — implausible prices invite review.
- Concealing defects the honest-price logic was built on — misrepresentation survives the clause.
- A buyer skipping the inspection because the tax was fair — the tax says nothing about the car.
- Ignoring Maritime rust on an as-is coastal vehicle.
Pro Tip
NB as-is: honest defects, honest price, honest tax — the rare province where the whole chain lines up.