Free Prince Edward Island Used Car Bill of Sale
PEI's used-car regime packs two buyer-friendly rules into Canada's smallest province: the seller must provide a current Motor Vehicle Inspection (MVI) certificate — without it the buyer simply can't register — and the 15% HST is assessed on the ACTUAL declared price with no wholesale floor. Together they mean the safety gate is the seller's job and the tax matches the real deal. The buyer's remaining work: the PEI PPSA lien search, CARFAX Canada for bridge-crossing history, and an odometer check — then PEI Access processes the transfer.
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Prince Edward Island Used Car Bill of Sale — What You Need to Know
Tax Details
PEI taxes the used-car deal as struck: 15% HST on the declared price, with no book-value override — so the negotiated figure, not a wholesale guide, sets the tax.
Exemption: A used car passing between immediate family members escapes the 15% with the sworn statutory declaration PEI Access requires.
Inspection Requirements
The MVI certificate is the used-car buyer's non-negotiable: licensed Island station, currently valid, in hand before money moves — because without it, registration is simply unavailable.
Prince Edward Island Used Car Sale — Step-by-Step Checklist
- Require the current MVI from the seller — registration is impossible without it, so it's their cost, not yours.
- Record the true price — PEI taxes the actual declaration.
- Run the PEI PPSA lien search.
- Pull a CARFAX Canada report — mainland vehicles cross the bridge constantly.
- Complete the transfer at PEI Access.
Common Pitfalls
- Accepting "the MVI is basically done" — no current certificate, no registration; make it a closing condition.
- Inventing a low price because there's no floor — implausible declarations invite review.
- Skipping the lien search on island stock — financing follows vehicles over the bridge.
- Ignoring rust on a coastal-province car.
Pro Tip
PEI used cars: the seller owes you the MVI, the tax matches the real price — your job is liens, history, and rust.