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Free Illinois General Bill of Sale

A general bill of sale documents the transfer of personal property in Illinois that does NOT have its own state title or registration system — furniture, electronics, tools, equipment, jewelry, livestock other than titled animals, collectibles, and similar. For titled items (cars, ATVs, RVs through Illinois SOS; boats through IDNR; firearms through ISP/FOID), use the dedicated process for that item. For everything else, a clear written bill of sale with description, serial numbers where applicable, price, date, and "sold as-is" language protects both parties because Illinois imposes no implied warranty on private-party sales.

Illinois Requirements: Transfer title within 20 days. 6.25% sales tax.

Seller Information

Buyer Information

General Details

Sale Information

Condition & Warranty

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A general bill of sale works for furniture, tools, equipment, or any personal property — but only if written correctly. Our step-by-step guide shows exactly what language to include so the document holds up if there is ever a dispute. Read: How to Write a Bill of Sale (Step-by-Step)

Illinois General Bill of Sale — What You Need to Know

Primary Form
Standard bill of sale
Agency
Illinois Secretary of State (vehicles/ATVs/RVs); Illinois Department of Natural Resources (boats); Illinois State Police (firearms); no central agency for general personal property
Primary ID Field
Serial Number
Sales Tax
6.25%
Title Required
No
Illinois does not require titles or registration for most personal property — furniture, electronics, tools, equipment, livestock other than horses titled as such, jewelry, collectibles. Titled items have their own dedicated forms: vehicles/ATVs/RVs use VSD 190 + RUT-50 through the Secretary of State, boats use IDNR registration, and firearms have FOID/ISP requirements. For untitled property, the bill of sale plus the buyer's receipt-of-payment is the ownership record.
Inspection
Not required

Sales Tax Details

Illinois state sales/use tax is 6.25% with local add-ons (often 1–4% in Cook County and Chicago, less in rural counties). Casual private-party sales by individuals not in the business of selling are generally exempt under the occasional-sale rule. Sales by businesses, dealers, or persons regularly engaged in selling that type of item ARE taxable. Purchase price thresholds and use-tax self-reporting may apply for high-value items.

Exemption: Occasional/casual sales between private individuals (not in business) are typically exempt. Sales for resale (CRT-61 certificate), production agriculture, manufacturing inputs, and certain nonprofit transactions can also qualify for exemptions.

Inspection Requirements

No inspection requirements for general personal property. For specific items (vehicles, boats, firearms, RVs, ATVs), use the dedicated bill-of-sale guidance and follow the relevant state agency rules — those have their own inspection, emissions, FOID, or registration requirements.

Registration

Registration for this vehicle type is handled by None for untitled personal property; varies for titled items — not the same agency that handles cars in Illinois. Plan for separate filings.

Illinois General Sale — Step-by-Step Checklist

  1. Describe the item with enough specificity to identify it: make, model, serial number, color, condition, quantity
  2. List the agreed price and the form of payment (cash, certified check, electronic transfer)
  3. Include the sale date and location
  4. State that the sale is "as-is, where-is, with all faults" with no warranty unless explicitly written
  5. Both buyer and seller print names, addresses, and signatures with date
  6. For high-value items ($1,000+), consider notarization or witness signatures
  7. Each party keeps a signed copy; if the item is titled (vehicle, boat, firearm), use the dedicated process instead

Common Pitfalls

  • Using a general bill of sale for a titled item — vehicles, ATVs, RVs, boats, and firearms have their own required processes and a generic bill of sale will not transfer title
  • Skipping serial numbers and detailed descriptions — vague paperwork is worthless if the item is later disputed or recovered after theft
  • Verbal representations about condition not put in writing — Illinois has no implied warranty for private-party sales of used goods
  • Failing to collect/remit sales tax when the seller is actually in the business of selling that category (eBay reseller, side-business seller, dealer)
  • Cash sales over a few hundred dollars without a signed receipt — disputes become impossible to resolve
  • Forgetting that for firearms specifically, "general bill of sale" rules do NOT apply — Illinois firearm transfers require FOID verification, waiting periods, and 10-year recordkeeping regardless of how casual the sale is

Pro Tip

Illinois general bills of sale cover untitled personal property with no state filing — but use the dedicated processes for vehicles (SOS + VSD 190 + RUT-50), boats (IDNR), and firearms (FOID + ISP) since those have separate, mandatory state requirements.

Illinois General Bill of Sale — FAQs

Do I need a notary for a bill of sale in Illinois?
No — Illinois does not require notarization on a personal-property bill of sale for the document to be valid. Two signatures and a clear description are legally sufficient between the parties. However, notarization is a smart upgrade for high-value items ($1,000+), for items with serial numbers (electronics, tools, equipment), or any time you want extra evidentiary weight if a dispute later arises. Many UPS Stores and banks notarize for under $20.
Is sales tax owed on a private-party sale of furniture or used equipment?
Generally no, when both parties are private individuals making an occasional sale. Illinois's occasional-sale rule exempts casual transfers between non-dealers. However, if the seller is in the business of selling that type of item — a regular eBay reseller, an estate-sale flipper running it as a business, an antique dealer, or a side-business operator — then 6.25% state sales tax plus local rates do apply, and the seller is responsible for collecting and remitting. The line between "casual" and "in business" is fact-specific.
What if the buyer claims the item is broken after they take it home?
Without a written bill of sale that explicitly says "as-is, where-is, with all faults" and disclaims warranties, you may face a small-claims dispute. Illinois treats most private-party sales as as-is by default, but written documentation is your protection. If your bill of sale clearly states the item is sold as-is and lists known defects, the buyer's after-the-fact complaints carry little weight unless they can prove fraud (active concealment of a known defect). Build the as-is clause into every bill of sale.
Can I use a general bill of sale for a car, ATV, or RV?
No — those items are titled through the Illinois Secretary of State and require Form VSD 190 plus Form RUT-50 along with the assigned title. A generic bill of sale does not transfer ownership of titled vehicles. Use the dedicated vehicle, ATV, or RV bill-of-sale guidance, attach a written bill of sale as backup documentation, and file with SOS within 20 days. Boats register through IDNR. Firearms require FOID verification and waiting periods through ISP.
How long should I keep a copy of the bill of sale?
At least three years for most items — that covers the typical Illinois statute of limitations for contract and warranty disputes (4–10 years depending on the claim type, but 3 years is the practical minimum). For firearms, Illinois law requires both parties keep transfer records for 10 years. For high-value items ($5,000+), keep the bill of sale indefinitely along with the buyer's payment record (cleared check, wire confirmation). If the property is later stolen, your bill of sale + serial numbers are essential for police reports and insurance claims.