$BillOfSale.app

Free Arkansas Used Car Bill of Sale

In Arkansas, used-car private sales follow the 'casual sale' rule: the buyer — not the seller — pays sales tax when they register the car at the DFA revenue office, which means the seller has no obligation to collect it. That said, the seller must hand over a clean, lien-free title signed over to the buyer, or the deal can unravel entirely at the revenue office counter.

Arkansas Requirements: Transfer title within 60 days. 6.5% sales tax.

Seller Information

Buyer Information

Used Car Details

Sale Information

Condition & Warranty

Free PDF includes a small watermark at the bottom. Remove it for €4.99. Already subscribed? Sign in.

Selling a used car as-is? Our private sale checklist walks you through price research, safely screening buyers, and the exact paperwork steps — so nothing slips through and you stay protected from post-sale disputes. Read: Private Car Sale Checklist

Arkansas Used Car Bill of Sale — What You Need to Know

Primary Form
Standard bill of sale
Agency
Arkansas Department of Finance and Administration, Revenue Division
Primary ID Field
VIN
Sales Tax
6.5%
Title Required
Yes
Arkansas title required; buyer must register at a DFA revenue office within 30 days.
Inspection
Not required

Sales Tax Details

6.5% state sales tax plus local option taxes; typical total is 9–11%. Tax is paid by the buyer at the revenue office — not collected by the private seller.

Exemption: Vehicles transferred between immediate family members may qualify for a reduced tax rate; verify current rules at the DFA revenue office.

Inspection Requirements

No state safety inspection required for used-car casual sales. Federal odometer disclosure required for vehicles under 10 years old and under 16,000 lbs GVWR.

Arkansas Used Car Sale — Step-by-Step Checklist

  1. Verify the title is in the seller's name and matches the VIN plate on the dashboard and door jamb.
  2. Obtain a written lien release from the lienholder if the title shows any outstanding loan.
  3. Complete the odometer disclosure on the back of the Arkansas title (required for vehicles under 10 model years old).
  4. Write a bill of sale noting the actual sale price, VIN, year/make/model, odometer, date, and both parties' full names and addresses.
  5. Include an "AS TRADED" or "AS-IS" clause if selling without warranty — this is common and recognized in Arkansas private sales.
  6. Seller signs the title over; both parties sign the bill of sale and retain a copy.
  7. Buyer takes signed title and bill of sale to the DFA revenue office within 30 days to pay tax and register.

Common Pitfalls

  • Selling with a lien still on the title — the DFA will not transfer title until the lien is formally released in writing.
  • Underreporting the sale price to reduce the buyer's tax bill — DFA can reassess based on book value if the stated price is suspiciously low.
  • Assuming "as traded" verbiage on the bill of sale alone is enough — the phrase should appear in the document body and both parties should initial it.
  • Failing to note pre-existing damage or odometer discrepancies in writing, which can expose the seller to buyer complaints after the sale.

Pro Tip

Sellers: take a photo of the odometer and both sides of the signed title on the day of sale. This single step resolves the vast majority of post-sale disputes in Arkansas.

Arkansas Used Car Bill of Sale — FAQs

Does the seller have to collect sales tax in an Arkansas private-party sale?
No. Under the Arkansas casual-sale rule, the buyer pays sales tax directly to the DFA revenue office when registering the vehicle. The private seller has no obligation to collect or remit it.
What does 'as traded' mean on an Arkansas bill of sale?
"As traded" is Arkansas shorthand for an as-is sale — the buyer accepts the vehicle in its current condition with no warranty from the seller. It is widely used in private-party transactions and is enforceable under Arkansas law when clearly stated in the document.
How do I get a lien released before the sale?
Contact the lienholder (bank or credit union) to request a lien-release letter once the loan is paid off, or coordinate a simultaneous payoff-and-transfer at a DFA revenue office if the loan is being paid from the sale proceeds.