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How to Fill Out a Bill of Sale in Kentucky

A step-by-step guide to every field on a Kentucky vehicle bill of sale — with a free filled-in example you can download instantly.

Kentucky compresses everything into fifteen days and one county office. The buyer must transfer the title at the county clerk within 15 days (KRS 186.020), so the golden rule is: sign and deliver everything the day of the sale. Fill out the bill of sale with parties, vehicle, VIN, odometer, real price, date, and both signatures, and complete Form TC 96-182 (the title application); the clerk collects Kentucky's 6% usage tax on that price (checked against NADA retail value) in the same visit. Here is the part many guides get backwards: the bill of sale needs NO notary, but Kentucky's TITLE ASSIGNMENT signatures DO have to be notarized — this requirement is current and was not eliminated, so plan for a notary on the title (the county clerk's office can often notarize on the spot).

Notarization:Not required
Title deadline:15 days
Sales tax:6%
Official form:TC 96-182
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Vehicle Bill of Sale · Kentucky
Kentucky Requirements: Transfer title within 15 days. 6% sales tax.

Seller Information

Buyer Information

Vehicle Details

Sale Information

Condition & Warranty

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Step-by-Step: Every Field Explained

1

Seller Information

  • Full legal name
  • Current mailing address
  • City, state, ZIP code
  • Phone number (optional but recommended)
Tip: Copy your name letter-for-letter from the vehicle's title or registration — a mismatch is the classic reason the Kentucky DMV sends transfers back.
2

Buyer Information

  • Full legal name
  • Current mailing address
  • City, state, ZIP code
  • Phone number (optional)
Tip: The buyer should write the name they'll register under — the Kentucky paperwork downstream must match this line.
3

Vehicle Description

  • Vehicle year (4-digit)
  • Make (manufacturer — e.g., Ford, Toyota)
  • Model (e.g., F-150, Camry)
  • Body style (e.g., sedan, pickup, SUV)
  • Color
  • VIN (Vehicle Identification Number) — 17 characters, found on the dashboard or door jamb
  • Odometer reading at time of sale
Tip: Treat the VIN as untrusted until confirmed twice: vehicle first, ownership papers second, and only then the form.
4

Sale Details

  • Sale price in US dollars (write out both numerals and words — e.g., "$8,500 — Eight thousand five hundred dollars")
  • Payment method (cash, check, electronic transfer)
  • Date of sale (month / day / year)
  • Note: buyer owes 6% Kentucky sales tax on the sale price at registration
Tip: The price written here is the number the Kentucky DMV reads for the 6% sales tax — record the true figure, because assessments compare it against book value.
5

Seller Signature

  • Seller's signature (must match title)
  • Printed name
  • Date signed
Tip: There's no notary step in Kentucky — once both parties sign, the document is done. Store your copy somewhere you'll still find it in five years.
6

Buyer Signature

  • Buyer's signature
  • Printed name
  • Date signed
Tip: Prepare duplicate originals before signing so neither side leaves with only a promise of a copy.

Get a Pre-Filled Kentucky Example

Use the generator above to create a filled-in Kentucky bill of sale example in under 60 seconds. All fields are pre-configured for Kentucky requirements — notarization not required, KY sales tax at 6%, and 15-day transfer deadline noted.

Other Forms Required in Kentucky

Along with the bill of sale, you may need these additional documents for a Kentucky vehicle transfer:

  • TC 96-182 (Application for Kentucky Certificate of Title)

Frequently Asked Questions

Why does Kentucky's 15-day deadline matter for both parties?
If the seller delays handing over the signed, notarized title, the buyer physically cannot file within 15 days. The practical fix is the same for everyone: complete, notarize, and deliver every document on the sale date so the buyer can title promptly at the county clerk.
Does Kentucky still require notarized titles?
Yes. Kentucky's title-assignment signatures must be notarized — this is current, not eliminated. The bill of sale itself needs no notary, but the title does. Guides claiming Kentucky "dropped" title notarization are wrong; the county clerk's office can notarize the title on the spot.
How is Kentucky's 6% usage tax calculated?
On the affidavit'd purchase price or the NADA retail value — the clerk compares them. A price far under book needs credible documentation, otherwise the tax is assessed on the book figure.
Where does the transfer happen?
At the county clerk's office (any county works, though the buyer's home county is standard) — Kentucky has no separate DMV branch network for titles.

Kentucky Bill of Sale Hub

All requirements, tax rates, deadlines, and forms for Kentucky.

View Kentucky guide →
Official Form

TC 96-182

Documents a private vehicle sale in Kentucky. Buyer presents it at the county clerk's office for title transfer; used to calculate 6% state sales tax.

TC 96-182 guide →

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