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How to Fill Out a Bill of Sale in Kentucky

A step-by-step guide to every field on a Kentucky vehicle bill of sale — with a free filled-in example you can download instantly.

Kentucky compresses everything into fifteen days and one county office. The title must be transferred at the county clerk within 15 days of the sale (KRS 186A.215), so the golden rule is: sign and deliver everything the day of the sale. A bill of sale (parties, vehicle, VIN, odometer, real price, date, both signatures) is a useful record, and Form TC 96-182 (the title application) may be required; the clerk collects Kentucky's 6% usage tax in the same visit — on the NADA retail value unless the price is attested in a notarized Affidavit of Total Consideration. Here is the part many guides get backwards: the bill of sale needs NO notary, but Kentucky's TITLE ASSIGNMENT signatures DO have to be notarized — this requirement is current and was not eliminated, so plan for a notary on the title (the county clerk's office can often notarize on the spot).

Notarization:Title assignment
Title deadline:15 days
Vehicle tax:6%
Official form:TC 96-182
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Vehicle Bill of Sale · Kentucky
Kentucky Requirements: The title assignment must be notarized. Transfer title within 15 days. 6% Motor Vehicle Usage Tax.

Seller Information

Buyer Information

Vehicle Details

Sale Information

Condition & Warranty

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State rules change. We check these requirements against official state sources, but details can go out of date. Confirm with your state's motor vehicle agency before you rely on them. If you notice anything wrong or outdated, email support@billofsale.app.

Step-by-Step: Every Field Explained

1

Seller Information

  • Full legal name
  • Current mailing address
  • City, state, ZIP code
  • Phone number (optional but recommended)
Tip: Copy your name letter-for-letter from the vehicle's title or registration — a mismatch is the classic reason the Kentucky DMV sends transfers back.
2

Buyer Information

  • Full legal name
  • Current mailing address
  • City, state, ZIP code
  • Phone number (optional)
Tip: The buyer should write the name they'll register under — the Kentucky paperwork downstream must match this line.
3

Vehicle Description

  • Vehicle year (4-digit)
  • Make (manufacturer — e.g., Ford, Toyota)
  • Model (e.g., F-150, Camry)
  • Body style (e.g., sedan, pickup, SUV)
  • Color
  • VIN (Vehicle Identification Number) — 17 characters, found on the dashboard or door jamb
  • Odometer reading at time of sale
Tip: Treat the VIN as untrusted until confirmed twice: vehicle first, ownership papers second, and only then the form.
4

Sale Details

  • Sale price in US dollars (write out both numerals and words — e.g., "$8,500 — Eight thousand five hundred dollars")
  • Payment method (cash, check, electronic transfer)
  • Date of sale (month / day / year)
  • Note: the buyer pays Kentucky tax at registration (6% — Motor Vehicle Usage Tax)
Tip: Kentucky’s usage tax is based on the vehicle’s NADA retail value unless a notarized Affidavit of Total Consideration (Form 71A100 or TC 96-182) states the selling price — write the actual price here and use the same figure on the affidavit.
5

Seller Signature

  • Seller's signature (must match title)
  • Printed name
  • Date signed
Tip: Notary rule in Kentucky: The seller signs the back of the title in front of a notary; a notarized Affidavit of Total Consideration lets usage tax be based on the actual price.
6

Buyer Signature

  • Buyer's signature
  • Printed name
  • Date signed
Tip: Prepare duplicate originals before signing so neither side leaves with only a promise of a copy.

Get a Pre-Filled Kentucky Example

Use the generator above to create a filled-in Kentucky bill of sale example in under 60 seconds. Fields are set up for Kentucky — a notary acknowledgment section included, KY vehicle tax at 6%, and 15-day title transfer deadline noted.

Other Forms Required in Kentucky

Along with the bill of sale, you may need these additional documents for a Kentucky vehicle transfer:

  • TC 96-182 (Application for Kentucky Certificate of Title)

Frequently Asked Questions

Why does Kentucky's 15-day deadline matter for both parties?
If the seller delays handing over the signed, notarized title, the buyer physically cannot file within 15 days. The practical fix is the same for everyone: complete, notarize, and deliver every document on the sale date so the buyer can title promptly at the county clerk.
Does Kentucky still require notarized titles?
Yes. Kentucky's title-assignment signatures must be notarized — this is current, not eliminated. The bill of sale itself needs no notary, but the title does. Guides claiming Kentucky "dropped" title notarization are wrong; the county clerk's office can notarize the title on the spot.
How is Kentucky's 6% usage tax calculated?
On the NADA retail value, unless the purchase price is attested in a completed, notarized Affidavit of Total Consideration (Form 71A100 or TC 96-182) and is at least 50% of the trade-in value. Without that affidavit, the tax is assessed on the retail value.
Where does the transfer happen?
At the county clerk's office (any county works, though the buyer's home county is standard) — Kentucky has no separate DMV branch network for titles.

Kentucky Bill of Sale Hub

All requirements, tax rates, deadlines, and forms for Kentucky.

View Kentucky guide →
Official Form

TC 96-182

Applies for a Kentucky title or registration at the county clerk. Completed and notarized as an Affidavit of Total Consideration, it lets the 6% motor vehicle usage tax be based on the selling price instead of the retail value, provided the price is at least 50% of the trade-in value.

TC 96-182 guide →

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