Free Kentucky Car Bill of Sale
Kentucky car sales use Form TC 96-182. The 6% motor vehicle usage tax is assessed on the higher of sale price or 90% of NADA (for older vehicles) — preventing under-declaration. Title transfer at the Kentucky Transportation Cabinet must happen within 15 business days.
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First time selling a car privately? Our complete guide covers how to verify the buyer, which payment methods are safe, what paperwork the DMV actually needs, and the odometer disclosure mistake that can make a transaction legally void. Read: Car Bill of Sale: Complete Guide →
Kentucky Car Bill of Sale — What You Need to Know
Primary ID Field
VIN
Sales Tax
6%
Title Required
Yes
Kentucky title must be transferred within 15 business days — one of the shortest deadlines in the US. Title is handled by the Kentucky Transportation Cabinet, not a standalone DMV.
Inspection
Not required
Sales Tax Details
Kentucky charges 6% motor vehicle usage tax on the higher of the sale price or 90% of NADA book value (for vehicles over 6 years old). Buyers cannot simply under-declare the price.
Inspection Requirements
Kentucky does not require a state safety inspection or emissions test at time of sale.
Kentucky Car Sale — Step-by-Step Checklist
- Complete TC 96-182 with VIN, year, make, model, odometer, sale price.
- Seller signs the back of the title.
- Buyer takes TC 96-182 + signed title to county clerk's office within 15 business days.
- Buyer pays 6% usage tax (on higher of sale price or 90% NADA) + title fee + registration.
Common Pitfalls
- The 15-business-day deadline is strict — missing it results in a penalty.
- KY usage tax is assessed on NADA value if sale price is below 90% of book — you can't under-declare.
- Title transfers happen at the county clerk's office, not a central Transportation Cabinet office.
- Odometer disclosure required on vehicles under 10 model years old.
Pro Tip
KY car: TC 96-182 + county clerk + 15-business-day deadline + 6% usage tax (NADA floor).
Kentucky Car Bill of Sale — FAQs
What is Kentucky's motor vehicle usage tax?
Kentucky charges a 6% motor vehicle usage tax at the time of title transfer. It applies to the higher of the actual sale price or 90% of the NADA book value, preventing buyers from under-reporting the price.
Where do I transfer a car title in Kentucky?
Kentucky title transfers are processed at the county clerk's office — not a central DMV location. Bring the signed title, TC 96-182, proof of insurance, and payment.
Other Kentucky Templates
🚘Vehicle Bill of Sale🚙Used Car Bill of Sale🏍️Motorcycle Bill of Sale⛵Boat Bill of Sale🚛Trailer Bill of Sale🐴Horse Bill of Sale🏎️ATV Bill of Sale🔫Gun / Firearm Bill of Sale🏕️RV Bill of Sale📄General Bill of Sale🖨️Free Printable Bill of Sale📏Odometer Disclosure Bill of Sale⚠️As-Is Bill of Sale🎁Gift Bill of Sale