Free New Jersey Car Bill of Sale
New Jersey uses Form OS/SS-7 for title transfers at MVC (Motor Vehicle Commission, not DMV — NJ renamed in 2003). The state's 6.625% sales tax is flat statewide with no local add-ons, and NJ's biennial inspection is free at state stations. Critical: both parties must sign in the presence of a notary OR a Title Clerk at an MVC office.
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New Jersey Car Bill of Sale — What You Need to Know
Sales Tax Details
6.625% state sales tax, no local add-ons. Tax is on actual sale price. NJ also charges a 0.4% Tire Fee and Supplemental Titling Fee on titles.
Inspection Requirements
NJ requires biennial state safety + emissions inspection (free at state inspection stations). No inspection at private sale transfer, but vehicles must be current for registration.
New Jersey Car Sale — Step-by-Step Checklist
- Complete bill of sale with VIN, odometer, sale price, signatures.
- Seller completes odometer disclosure on NJ title.
- Seller and buyer both sign the title — NJ accepts signatures done at an MVC office with a Title Clerk or at a notary.
- Seller removes plates (plates-to-owner in NJ).
- Buyer completes Form OS/SS-7 at any NJ MVC office within 10 business days.
- Buyer pays 6.625% sales tax + $60 title fee + registration.
- NJ inspection (free at state stations) — biennial; not required at transfer but required to keep registered.
- Lien vehicles: seller provides lien release before title signing.
Common Pitfalls
- Missing the 10-business-day deadline — late transfer fees start accumulating.
- Leaving plates on the car — NJ is plates-to-owner, remove them.
- Expecting local county tax — NJ has no local sales tax on vehicles, only 6.625% state flat.
- Signing the title without a witness — NJ title clerks sometimes demand re-signature if documents aren't witnessed.
Pro Tip
NJ car sales: OS/SS-7 at the MVC, 6.625% flat tax, plates-to-owner, 10-day deadline. Remember MVC, not DMV.