Owensboro, KY Bill of Sale
Owensboro is the fourth-largest city in Kentucky and the county seat of Daviess County, with a vehicle market influenced by manufacturing, healthcare, and agricultural sectors. The Daviess County Clerk manages all motor vehicle title transfers and usage tax collection for Owensboro residents. Kentucky's 15-day transfer window and the requirement for both buyer and seller to sign the title are especially important to observe in smaller markets like Owensboro where informal sales are common.
Title Transfer Deadline
15 days
Sales Tax
6% state
Notarization
Not required
Bill of Sale
Required
Now generating
Vehicle Bill of Sale · Kentucky
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Bill of Sale in Owensboro, KY — Local Guide
Where to Transfer a Title in Owensboro
- Daviess County Clerk – Motor Vehicle, 212 St Ann St, Owensboro, KY 42303
- Kentucky Transportation Cabinet – Owensboro District Office, 3455 US-60 E, Owensboro, KY 42303
Owensboro Vehicle Market — What You Need to Know
- Owensboro title transfers are handled at the Daviess County Clerk at 212 St Ann St — this is the only county clerk location for Daviess County.
- Kentucky's 6% motor vehicle usage tax is due at the Daviess County Clerk at the time of title transfer.
- Both buyer and seller must sign the back of the Kentucky title — Owensboro clerks will reject a title missing either signature.
- Owensboro's vehicle market includes a notable number of trucks and work vehicles tied to agriculture and construction; verify VINs carefully on these.
- Bills of sale do not need to be notarized in Kentucky, but should include odometer reading, sale date, full names, and VIN.
Tips for Owensboro Buyers and Sellers
- The Daviess County Clerk is the only motor vehicle office in Owensboro — arrive early in the morning to avoid afternoon queues.
- Sellers in Owensboro often informally sell work trucks without proper paperwork; always insist on a signed title and written bill of sale.
- Check that the title is in the seller's name — not a prior owner's — before signing any bill of sale.
- Record the exact odometer reading on the bill of sale and have the seller sign it; Kentucky requires odometer disclosure.
- If financing the purchase, ensure the lienholder's information is ready to add to the title at the time of transfer.
Owensboro Bill of Sale — FAQs
What is the vehicle usage tax in Owensboro, KY?
Kentucky charges a 6% motor vehicle usage tax based on the higher of the actual purchase price or the NADA book value. This is paid at the Daviess County Clerk's office when transferring the title.
Can the seller mail me the title after the sale in Owensboro?
Kentucky requires both buyer and seller to sign the title, so meeting in person to sign is strongly recommended. If the seller mails you the title unsigned, you will need to track them down for the required signature before the clerk will accept it.
Where is the Daviess County Clerk for vehicle titles in Owensboro?
The Daviess County Clerk's Motor Vehicle division is located at 212 St Ann St, Owensboro, KY 42303.
For full Kentucky vehicle transfer requirements, visit the Kentucky Bill of Sale page.