Free North Dakota Used Car Bill of Sale
A North Dakota used-car bill of sale serves three jobs at once: it records the price behind the 5% MVET, it documents the odometer for federal law, and it protects both parties if the deal is later disputed. ND has no inspection and no private-party lemon law, so the bill of sale is the buyer's only meaningful written record of what they were told and what they paid.
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North Dakota Used Car Bill of Sale — What You Need to Know
Sales Tax Details
5% Motor Vehicle Excise Tax — the statute says on the purchase price, while NDDOT's 2026 private-party bill of sale form (SFN 62502) says fair market value. There is no trade-in credit on private-party deals — the credit only applies when you trade in a vehicle at a licensed ND dealer. Write down what you actually paid and keep proof (bank transfer, cashier's check copy).
Exemption: A gift between spouses, parent and child, siblings, or grandparent and grandchild is exempt; ask NDDOT about any other exemption before relying on it. There is no "casual sale" or "occasional sale" exemption — every used-car private-party sale is taxable.
Inspection Requirements
No state safety inspection. A pre-purchase inspection at an independent shop (typical cost in ND $100-150) is the cheapest insurance you can buy on a used car. Pay particular attention to the undercarriage and brake lines — ND winters and chip-seal county roads chew up vehicles fast.
Registration
Registration for this vehicle type is handled by North Dakota Department of Transportation, Motor Vehicle Division (NDDOT MVD) — not the same agency that handles cars in North Dakota. Plan for separate filings.
North Dakota Used Car Sale — Step-by-Step Checklist
- Run the VIN through NICB and NMVTIS for theft and title-history red flags before paying — these checks are cheap and catch washed titles from bordering states.
- Match the VIN on the title against the VIN on the dashboard and the federal sticker in the door jamb.
- Record the exact odometer reading on the bill of sale AND the title assignment block.
- Write "AS-IS, NO WARRANTY" clearly on the bill of sale for private-party sales — ND has no implied warranty for casual sellers, and this protects the seller from later "you didn't tell me" claims.
- Submit the title application (SFN 2872) and assigned title to your motor vehicle office within 30 days of receiving the endorsed title.
- Pay 5% MVET at the counter — debit card, check, or cash; some rural offices do not take credit cards.
Common Pitfalls
- Buying on an "open title" — meaning the seller has a title in someone else's name and asks you to deal with the assignment yourself. This is a red flag for curbstoning and possible title fraud. Walk away.
- Leaving the price blank or "to be determined" — the paperwork then does not record what you actually paid.
- Forgetting the AS-IS language and getting hit with a small-claims demand 30 days later when the buyer's transmission gives out.
- Skipping the title-history check on a vehicle from MN, MT, or SD — those states see washed titles and flood-damage transfers move across borders.
- Counting on the seller to "send the title later" after you pay. Title in hand or no deal.
Pro Tip
No inspection, no lemon law, no take-backs. A clear AS-IS bill of sale, a verified VIN, and a clean title in the seller's name are the three things that protect you in a North Dakota used-car deal.