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Free Indiana Used Car Bill of Sale

Used car sales in Indiana are straightforward — a flat 7% sales tax, no statewide inspection, and Form 44237 as the BMV-published bill of sale. The biggest risks for used car buyers are odometer fraud and the 45-day title transfer deadline, so getting the paperwork right at the time of sale saves headaches at the BMV branch later.

Indiana Requirements: Transfer title within 45 days. 7% sales tax.

Seller Information

Buyer Information

Used Car Details

Sale Information

Condition & Warranty

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Selling a used car as-is? Our private sale checklist walks you through price research, safely screening buyers, and the exact paperwork steps — so nothing slips through and you stay protected from post-sale disputes. Read: Private Car Sale Checklist →

Indiana Used Car Bill of Sale — What You Need to Know

Primary Form
44237
Indiana Bill of Sale (Form 44237)
Agency
Indiana BMV
Indiana Bureau of Motor Vehicles
Primary ID Field
VIN
Sales Tax
0.07%
Title Required
Yes
For used cars, the seller assigns the existing Indiana title to the buyer on the reverse side, including the odometer reading. The buyer then has 45 days to file Form 44049 at a BMV branch. Out-of-state titles are accepted but the BMV may require a VIN inspection at the branch.
Inspection
Not required

Sales Tax Details

Used cars are taxed at the same flat 7% Indiana state sales tax as new cars. The tax is calculated on the actual sale price reported on Form 44237. Indiana does not currently use a "book value" floor for private-party sales, so a fair sale price stated on the bill of sale is what the BMV will tax.

Exemption: Family transfers (spouse, parent, child, sibling, grandparent, grandchild) qualify for a sales tax exemption when filed with Form ST-108 marked accordingly. Vehicles inherited through a will or estate are also exempt.

Inspection Requirements

No statewide safety inspection. Emissions testing is only required for used vehicles registered in Lake or Porter counties (NW Indiana). All other counties have no inspection requirement at sale or registration.

Indiana Used Car Sale — Step-by-Step Checklist

  1. Verify VIN on the dashboard, door jamb, and title all match
  2. Record odometer reading on Form 44237 and on the title assignment
  3. Get the seller's signature on the title assignment (and the lienholder release if applicable)
  4. Complete Form 44237 with sale price, names, addresses, and date
  5. Pay 7% Indiana sales tax via Form ST-108 at the BMV when titling
  6. Apply for a new title with Form 44049 within 45 days

Common Pitfalls

  • Buying a used car with an open lien — Indiana will not issue a clean title until the lienholder releases
  • Accepting an unsigned or improperly assigned title (the back must be filled in completely)
  • Skipping a Carfax/NMVTIS check — Indiana does not flag salvage history at point of sale
  • Underreporting the sale price on Form 44237 to dodge tax — the BMV can challenge unrealistic values

Pro Tip

Generate a 44237-style Indiana used car bill of sale with VIN verification, odometer disclosure, and 7% tax acknowledgment in under two minutes — designed for the Indiana BMV.

Indiana Used Car Bill of Sale — FAQs

What paperwork do I need to buy a used car in Indiana?
You need the assigned Indiana title (or out-of-state title), Form 44237 bill of sale, Form 44049 title application, Form ST-108 sales tax form, proof of Indiana auto insurance, and a valid driver's license. If the previous owner had a loan, you also need a lien release from the lender. Bring everything to a BMV branch within 45 days of the sale to title and register the vehicle in your name.
Can I sell a used car in Indiana without a title?
Generally no. Indiana requires a title for any motor vehicle 1981 or newer. If the title is lost, the seller should apply for a duplicate using Form 205 before completing the sale. For very old vehicles (pre-1981) or homemade trailers, the BMV has alternative procedures, but for any standard used car the title is mandatory. Selling without one leaves the buyer unable to register the vehicle.
Do I have to pay 7% Indiana sales tax if I buy from a private seller?
Yes. Indiana's 7% sales tax applies to private-party used car sales just like dealer sales. The buyer pays the tax to the BMV at the time of titling, not to the private seller. The taxable amount is the actual sale price reported on Form 44237. The only common exemptions are transfers between immediate family members and inheritances, both of which require Form ST-108 marked appropriately.
How is mileage disclosed on an Indiana used car sale?
Federal and Indiana law require an odometer disclosure for any vehicle less than 20 model years old. The disclosure is built into Form 44237 and the back of the Indiana title. The seller must record the exact odometer reading and check whether it reflects actual mileage, exceeds mechanical limits, or is not actual mileage. Falsifying odometer readings is a federal crime and a common reason BMV titling applications get rejected.

Other Indiana Templates

🚘Vehicle Bill of Sale🚗Car Bill of Sale🏍️Motorcycle Bill of Sale⛵Boat Bill of Sale🚛Trailer Bill of Sale🐴Horse Bill of Sale🏎️ATV Bill of Sale🔫Gun / Firearm Bill of Sale🏕️RV Bill of Sale📄General Bill of Sale🖨️Free Printable Bill of Sale📏Odometer Disclosure Bill of Sale⚠️As-Is Bill of Sale🎁Gift Bill of Sale

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