Free Indiana Vehicle Bill of Sale
Buying or selling a vehicle in Indiana means working with the Indiana Bureau of Motor Vehicles (BMV) and dealing with a flat 7% sales tax that applies the same way in every county. Indiana publishes its own bill of sale (Form 44237), and you have 45 days from the sale to transfer the title before late fees kick in. There is no statewide inspection requirement — only Lake and Porter counties (the Chicago suburbs) require emissions testing.
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Indiana Vehicle Bill of Sale — What You Need to Know
Sales Tax Details
Indiana charges a flat 7% state sales tax on motor vehicle purchases. There are no local or county add-on rates for vehicles, so the rate is the same statewide whether you buy in Indianapolis, Fort Wayne, or Evansville.
Exemption: Transfers between immediate family members (spouse, parent, child, sibling, grandparent, grandchild) are exempt from sales tax when accompanied by Form ST-108 (Certificate of Gross Retail or Use Tax Paid) marked as a family transfer. Gifts and inheritances are also exempt.
Inspection Requirements
Indiana has no statewide safety inspection requirement. Emissions inspection (I/M testing) is required only in Lake and Porter counties in northwest Indiana (the Chicago metro area) for vehicles model year 1976 or newer that are between 4 and 25 years old.
Indiana Vehicle Sale — Step-by-Step Checklist
- Complete Form 44237 (Indiana Bill of Sale) with VIN, odometer, sale price, and date
- Seller signs over the Indiana title (assignment on reverse) to the buyer
- Buyer completes Form 44049 (Application for Certificate of Title) at a BMV branch
- Pay 7% Indiana sales tax on the purchase price (or file ST-108 for exempt family transfers)
- Transfer title within 45 days of the sale to avoid administrative penalties
- If the vehicle is registered in Lake or Porter county, complete emissions testing before plating
Common Pitfalls
- Missing the 45-day title transfer window — Indiana adds a $30+ administrative penalty for late transfers
- Forgetting Form ST-108 on family transfers — without it the BMV will collect 7% sales tax even on gifts
- Buyers in Lake or Porter county skipping the emissions test and being unable to complete registration
- Using a generic out-of-state odometer disclosure instead of the Indiana-compliant disclosure on Form 44237
Pro Tip
Use our Indiana vehicle bill of sale generator to produce a Form 44237-compliant document with the VIN, 7% tax acknowledgment, and odometer disclosure already in place — ready to take to any Indiana BMV branch within the 45-day window.