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Free Indiana RV Bill of Sale

Indiana is the RV capital of the country — about 80% of North American RVs are built within an hour of Elkhart, and that manufacturing base means the state's BMV and dealer network are well practiced at titling and transferring motorhomes, fifth-wheels, and travel trailers. The same 7% sales tax and 45-day title window apply, but RV transactions involve bigger price tags and more documentation: weight ratings, slide-out details, and lien releases are all common parts of the deal.

Indiana Requirements: Transfer title within 45 days. 7% sales tax.

Seller Information

Buyer Information

RV Details

Sale Information

Condition & Warranty

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Motorhomes title like motor vehicles; towable trailers title like trailers — and the paperwork differs for each. Our guide covers lien holder procedures, what to do with an active loan balance, and how RV registration deadlines work. Read: Car Bill of Sale: Complete Guide →

Indiana RV Bill of Sale — What You Need to Know

Primary Form
44049
Application for Certificate of Title (Form 44049)
Agency
Indiana BMV
Indiana Bureau of Motor Vehicles
Primary ID Field
VIN
Sales Tax
0.07%
Title Required
Yes
Motorhomes and travel trailers are titled through the Indiana BMV. The seller assigns the title and the buyer has 45 days to file Form 44049. Indiana is RV country — Elkhart is the RV manufacturing capital of North America — so dealer paperwork is a common alternative path.
Inspection
Not required

Sales Tax Details

RVs and motorhomes are subject to the standard 7% Indiana state sales tax. There is no separate luxury or RV-specific surcharge.

Exemption: Family transfers among spouses, parents, children, siblings, grandparents, and grandchildren are exempt with Form ST-108. Out-of-state buyers purchasing in Indiana for delivery and use outside Indiana may qualify for a non-resident exemption.

Inspection Requirements

No safety inspection. RVs registered in Lake or Porter counties may be subject to emissions testing if model year qualifies. RVs purchased from Elkhart-area dealers usually leave with full Indiana paperwork already prepared.

Indiana RV Sale — Step-by-Step Checklist

  1. Record VIN, year, make, model, length, and GVWR on the bill of sale
  2. Document slide-outs, generator hours, and major appliances
  3. Verify lien release if there was a loan on the unit
  4. Inspect for water damage, soft floors, and roof condition
  5. Pay 7% Indiana sales tax via Form ST-108 at the BMV
  6. Title using Form 44049 within 45 days of purchase

Common Pitfalls

  • Skipping a roof and seal inspection — water damage is the #1 hidden cost on used RVs
  • Buying a unit with an unreleased lien from a previous owner
  • Assuming the Elkhart dealer handled out-of-state titling correctly without verifying
  • Ignoring weight class — some larger Class A motorhomes may have CDL implications in other states

Pro Tip

Generate an Indiana RV bill of sale tailored to BMV titling, 7% tax, and the realities of buying in the Elkhart RV corridor — produced in minutes.

Indiana RV Bill of Sale — FAQs

How is an RV titled in Indiana?
Motorhomes (Class A, B, C) and titled travel trailers go through the Indiana BMV just like cars. The seller assigns the existing title to the buyer, the buyer completes Form 44049 (Application for Certificate of Title), pays 7% sales tax via Form ST-108, and submits everything to a BMV branch within 45 days of the sale. Insurance proof and a valid ID are also required. Indiana is well-equipped for RV transactions because of the Elkhart manufacturing base.
Do I pay 7% sales tax on an RV in Indiana?
Yes. RVs and motorhomes are taxed at the same flat 7% Indiana state sales tax as cars and trucks. The buyer pays the tax to the BMV at titling. There is no luxury or RV-specific surcharge. Out-of-state buyers who purchase in Indiana but title and register in another state can sometimes qualify for a non-resident exemption — most Elkhart-area dealers handle that paperwork routinely as part of the sale.
Why are so many RVs sold from Indiana?
About 80% of North American RVs are built within roughly an hour of Elkhart, Indiana — brands like Jayco, Forest River, Keystone, Thor, Newmar, and Grand Design all have major operations there. That manufacturing base feeds a dense dealer network across northern Indiana, particularly along US-20 between Elkhart, Goshen, and Middlebury. Buyers from across the country travel there to pick up new units directly, which is why Indiana dealer paperwork commonly handles out-of-state titling.
Does Indiana require an inspection on a used RV before sale?
No. Indiana has no statewide safety inspection requirement for RVs. The only exception is emissions testing for vehicles registered in Lake or Porter counties (NW Indiana), and that only affects qualifying gas-powered motorhomes within the model-year window. A pre-purchase inspection by an RV technician is still strongly recommended for any used motorhome — the state isn't going to catch the problems for you, and roof and slide-out repairs can run into five figures.

Other Indiana Templates

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